Verify account balances in real - time

With Verifrica Balance product, confirm up - to - the - minute transactions and income balances from your user 's financial accounts.

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Product Features

Real-time data
With an easy account and balance check, you can instantly check if users have the funds to make an effective payment and increase your account funding rate.
Open Banking/PSD2 integrations
Verifrica payment platform helps you meet open banking and PSD2 requirements which include secure access to accounts, strong customer authentication, and consent management with the aim of improving customer authentication processes.

How it works

Make request and gain access to real-time balance data.

Verify user's income and expenses transaction balance by requesting the accounts/balance/get endpoint up-to-the-minute balance data can be received. Once the user's account is connected to their bank credentials

View Api docs

http code 200
{
 "accounts": [{Object}],
 "transactions": [{
    "account_id": "vokyE5Rn6vHKqDLRXEn5fne7LwbKPLIXGK98d",
    "amount": 2307.21,
    "iso_currency_code": "GBP",
    "unofficial_currency_code": null,
    "category": [
      "Shops",
      "Computers and Electronics"
    ],
    "category_id": "19013000",
    "date": "2017-01-03",
    "authorized_date": "2017-01-27",
    "location": {
     "address": "null",
     "city": "null",
     "region": "null",
     "postal_code": "null",
     "country": "null",
     "lat": null,
     "lon": null,
     "store_number": "1235"
    },
    "name": "Apple Store",
    "payment_meta": Object,
    "payment_channel": "in store",
    "pending": false,
    "pending_transaction_id": null,
    "account_owner": null,
    "transaction_id": "lPNjeW1nR6CDn5okmGQ6hEpMo4lLNoSrzqDje",
    "transaction_code": null,
    "transaction_type": "place"
   }, {
    "account_id": "XA96y1wW3xS7wKyEdbRzFkpZov6x1ohxMXwep",
    "amount": 78.5,
    "iso_currency_code": "GBP",
    "unofficial_currency_code": null,
    "category": [
      "Food and Drink",
      "Restaurants"
    ],
    "category_id": "13005000",
    "date": "2017-01-29",
    "authorized_date": "2017-01-28",
    "location": {
      "address": "null",
      "city": "null",
      "region": "null",
      "postal_code": "null",
      "country": "null",
      "lat": null,
      "lon": null,
      "store_number": "null"
    },
    "name": "Pret A Manger",
    "payment_meta": Object,
    "payment_channel": "in store",
    "pending": false,
    "pending_transaction_id": null,
    "account_owner": null,
    "transaction_id": "4WPD9vV5A1cogJwyQ5kVFB3vPEmpXPS3qvjXQ",
    "transaction_code": null,
    "transaction_type": "place"
  }],
  "item": {Object},
  "total_transactions": Number,
  "request_id": "45QSn"
}